Buy Gold, Diamond & Platinum Jewellery in Chidambaram
Categories
Saving Schemes
Money Saving Scheme
Money Saving Scheme Details
The Scheme enables customers to invest their monthly savings and get the accrued amount to purchase Gold Jewellery.
Members who wish to join the scheme have to subscribe Rs.5000 (as instalment) for 11 (Eleven) Months. On the beginning of the 12th (Twelve) Month members will be permitted to buy Gold Jewellery for the value as stated below.
Example:
Monthly Instalment | Total Amount Payable | Incentive | Value of Gold Jewellery |
Rs.5,000 | Rs.55,000 | Rs.5,000 | Rs.60,000 |
Gold Saving Scheme
Gold Saving Scheme Details
The Scheme enables customers to purchase Jewellery with benefit (accumulated weight of Gold) with 0% off on Making /Wastage charge.
11 months, Monthly Advance payment for a minimum of Rs. 1,000/- (Rupees thousand) or above (in multiples of one thousand) thereof for 11 months. The weight of 22 Karat gold equivalent to the value of the Advance Payment will be credited to your account for the amount paid month on month as per the prevailing rate on the day of payment received by Malan Jewellery. An individual can make monthly contributions in our plans as follows.
Example:
Month | Easy Monthly Advance | Prevailing Gold Rate on the day of Payment | Gold Weight |
1st Month | 5000 | 4175 | 1.197 grams |
2nd Month | 5000 | 4200 | 1.190 grams |
3rd Month | 5000 | 4225 | 1.183 grams |
4th Month | 5000 | 4250 | 1.176 grams |
5th Month | 5000 | 4300 | 1.163 grams |
Gold Bond Scheme
Gold Bond Scheme Details
Opportunity to invest in gold without physical holding. In this Scheme customers can avail 0% off on Making /Wastage charge.
Terms & Conditions:
- This is a Jewellery BOOKING plan. NO REFUND of money is allowed under any circumstances under the plan.
- The plan is unique and will not be linked to any other existing or future plans / offers and not transferable under any circumstance.
- The money paid as advance under this plan shall not bear any interest.
- Minimum booking amount is Rs. 10,000/-. There is no CEILING for the maximum amount and a copy of pan is to be furnished for amount exceeding Rs.2,00,000/- and TDS will be applicable.
- In this plan, MINOR CANNOT BECOME AN APPLICANT/MEMBER.
- At the time of joining the plan, the member may appoint a NOMINEE by furnishing KYC of both self and nominee.
- The amount you pay is credited in 22 karat grams of gold as per the gold rate prevailing on the date of payment.
- The time period for taking delivery of jewellery / purchase shall not exceed 365 days from the commencement date of the plan.
- Members have the option to purchase gold coins also.
- In case of balance money if any, left out in the plan account after adjusting the purchase price, various items shall be made available such as gold coins, silver coins, gift items and likewise for the members to purchase. BALANCE money will not be refunded.
- The original membership bond has to be surrendered at the time of taking delivery of the jewellery. The person who has signed the original membership bond should sign on the invoice at the time of purchase / taking delivery of the jewellery.
- In case of change in address, loss of membership bond, the Company should be kept informed without any loss of time.
- The applicable GST has to be fully borne by the member. In case of increase in taxes or introduction of new levies/taxes, the same shall also be fuly borne by the member.